Hello, my name's Mrs. Hopper and I'm really happy to be working with you in this unit on personal finance.

So what do we mean by personal finance? Well, it's all about us and our money.

So we're going to be thinking about money in different ways, thinking about how we get money, what we can do with money and how money makes us feel.

So are you ready to learn a bit about money? Let's get started.

In this lesson, we're going to be thinking about money and how it makes us feel.

And hopefully by the end of the lesson, we'll be able to understand that money can create different feelings in different people.

So let's have a think.

Here are our keywords for this lesson.

Fair, guilty, jealous and regretful.

Hmm, some quite powerful things we might be feeling there.

I'll take my turn to say the words and then you say them back, are you ready? My turn, fair, your turn.

My turn, guilty, your turn.

My turn, jealous, your turn.

My turn, regretful, your turn.

I wonder if you've used some of those words before? I'm sure you've thought about what's fair and what's not fair before, but have you thought about guilty? Maybe when you've done something and you don't feel good about doing it.

Jealous when you see somebody with something or doing something and you'd really like to be doing that or you'd like to have that too and you feel a bit cross and angry, because you want it, that's feeling jealous.

And then regretful.

When we regret something, we maybe feel we didn't maybe make the right choice in doing something or saying something or buying something perhaps.

We're going to be exploring those feelings and some others as we go through our lesson today.

So look out for them.

In the first part of our lesson, we're going to be thinking about is it fair? And in the second part we're going to be thinking about different feelings in different situations.

So let's have a think about, is it fair? And we've got lots of the children helping us out today.

We've got Andeep, Laura, Alex and Aisha.

Andeep and Laura help Andeep's dad.

Think they're going to wash the car? Yes.

Laura says, "We both help him wash his car.

We clean it inside and out." That's really good, isn't it? And Andeep says, "My dad says he's going to pay us for helping." Oh, that's very kind of Andeep's dad as well.

Something to say thank you for all their hard work.

Who should be paid more do you think? Hmm, I wonder.

Andeep says, "I think I should be paid more.

He's my dad after all." Well, that's one way of looking at it, Andeep.

I wonder what Laura thinks.

She says, "I think I should get more.

It's not even my car, but I helped to clean it." It's another way of thinking about it, Laura.

What do you think? Ooh, Andeep's got another one.

He says, "I'm older than Laura.

When you're older you should get paid more." Is that true, do we think? Is that fair? She says, "But I did more work.

Andeep's dad said I worked very hard." Oh dear, I think they're arguing, aren't they? And it's not good to argue about money.

Andeep and Laura decide to share the money.

I think that's a really good idea.

Andeep says, "I think we should both get the same.

It was very kind of Laura to help." And Laura says, "That's fair.

We both worked hard and I wouldn't want Andeep to be sad." Well, it's a nice way of thinking about it.

Andeep's grateful for the work that Laura did and Laura might still think she did a bit more work, but she wants it to be fair so that they can both be happy and they can carry on being good friends.

You're going to have a think about a situation that all four of the children are in for your task.

So some children decide to make the cakes.

Andeep says, "We'll sell them to our neighbours." So they're going to get some money for them.

Laura says, "I did all of the clearing up." Oh, Laura, I'm sorry about that.

Aisha says, "I'm going to give my money to charity." That's really generous of Aisha, isn't it? And Alex said, "I didn't help make them, but it was my idea in the first place." Okay, so lots of different viewpoints there.

How should they share the money? You're going to have a think about this as your task.

So have a good discussion about this and decide what you think they should do with the money.

Pause the video, have a think, have a discussion and when you're ready for some feedback, press play.

Did you have a good discussion? Did you agree? I expect you disagreed on some points, didn't you? Let's have a look at how your discussion might have gone.

I'm sure yours was very different though.

So one possible solution to the problem.

Andeep says, "I think we should split the money equally between us." I think that's a good idea.

It's fair, isn't it? We can't always work out exactly the best way, some people did a bit more tidying up, some people had the idea, some people have got things they know they want to do with the money.

Just splitting the money equally between people is probably quite a fair way to do it, isn't it? I wonder if that's what you came up with.

Aisha says, "I'm going to give my money to a charity that buys books for children." That's a really lovely idea, Aisha.

Books are so important to us, aren't they? And it's great to help our children for whom it's maybe harder to get hold of books to read.

Laura says, "I'm going to give my money to Aisha's charity too." And Alex says, "So am I.

Then it doesn't matter how we split the money." That's a really good idea, isn't it? They've decided that Aisha's first idea of giving the money to charity was really good.

So all the money's going to go to charity and they can each feel that they did their part to help raise that money and to help help those children to be able to get hold of books.

I think that's a really great idea.

I wonder if you came up with a similar idea as well.

So in the second part of our lesson, we're really going to think about those different feelings in different situations.

We've already seen in the first part of our lesson that when you're doing things together, it's sometimes worth agreeing exactly what you're going to do with any money that you might earn or you might raise beforehand.

Then you can enjoy doing the job and you can be happy about what's happening with the money.

So let's have a look at some different situations.

So before we start thinking about the different situations, we're really gonna have a good think about what these feelings are all about.

So do you know what each of these feelings is like? And when might you feel like this? Can you think of a situation? So I'd like you to pause the video for a bit and have a discussion around these feelings.

Do you know what this means and do you know what these feelings are like? And in there are some that you'll be very familiar with.

That's some of our keywords, feeling guilty, feeling jealous and feeling regretful.

So pause the video, have a discussion about these feelings and when you might feel these feelings, and then we'll have a look at our situations.

I hope you had a good discussion and you're feeling more confident that you understand what all these feelings are about and when you might feel them.

Let's see if we can match them to our situations.

Andeep and Laura are going to the zoo.

Oh, that's great, isn't it? Laura says, "My parents have given me five pounds to spend.

I'm very excited." She says, "But I'm also a bit worried.

I'm putting my money safely in my wallet." Good thinking, Laura.

Good to know where your money is, isn't it? So she's put it in her wallet.

I wonder where she's gonna put her wallet though.

Andeep and Laura arrive at the zoo and there's penguins and lions and elephants.

Lovely, oh, and Laura's penguins are on her wallet as well.

(gasps) "Oh no," says Laura, "I've lost my wallet, it's gone." Oh, we did wonder where she'd put it.

I wonder where you'd have put yours to keep it safe.

But her wallet has gone.

"Don't worry," says Andeep, "I'll help you look for it, Laura." How do you think Laura's feeling at the moment? She might be worried because her money's been lost.

She might feel sad that she doesn't have the money to spend anymore.

She might also feel a little bit guilty perhaps, because they're now having to look for her wallet and not look at the animals, aren't they? Lots of different feelings that Laura might have at this point.

Andeep and Laura look everywhere.

They retrace their steps, so they walked back the way they'd been.

And Andeep says, "There's no sign of it." Oh, Laura says, "I feel really sad." I'm not surprised, Laura.

Andeep's dad says, "Don't worry, Laura, I can give you five pounds." That's really kind, thank you.

So I'm sure she's feeling very happy or happier at this point and very grateful to Andeep's dad for helping her out.

Andeep and Laura enjoy the rest of their day.

"In the shop, I buy a cuddly penguin," says Andeep.

How lovely, he looks very cute.

And Laura says, "I buy a wriggly snake.

It's really cool." It does look fun, Laura.

Is Laura still sad about losing her wallet, do you think? What do you reckon? Might still be in her mind, mightn't it? Andeep's dad was very kind and gave her five pounds to spend, but she still hasn't got the wallet, has she? So she might feel a bit worried about that.

Andeep's dad asks about Laura's wallet in the shop.

"Good news, Laura, somebody found your wallet and handed it into the shop." Oh, that's great, isn't it? How do you think Laura feels now and what should she do? Time for you to have a think.

Pause the video, think about how Laura feels and what she should do now, and when you're ready for some feedback, press play.

How do you think she's feeling now? You might have said she's feeling happy, she's feeling grateful that somebody handed it in.

She might be feeling quite lucky that somebody found it as well.

But what should she do? Here's what Laura said.

She said, "Thank you so much for finding it.

Now I can give you back the five pounds you gave me." I think that's a really good thing to do, isn't it? She can pay Andeep's dad back now.

She's got her wallet, she's spent her money, she's had a lovely day at the zoo and now she can feel really happy and very relieved that she's got her wallet and she's been able to pay back Andeep's dad.

Over to you now for you to do a task.

We've got some situations for you to think about and you're going to try and match them to a feeling.

So we've got sad, angry, happy, guilty, excited, worried, jealous and regretful.

Laura says, "Think carefully about each situation and how you would feel." So here are the situations and you're going to try and put a feeling with each of those situations and have a really good think and a talk about how that situation would make you feel.

Pause the video, have a good discussion and when you're ready for some feedback, press play.

How did you get on? Did you enjoy discussing those different situations? I wonder if you've ever been in one of those situations before? Let's have a look at some of those feelings then.

So here are our feelings and here are some possible answers.

So Laura buys a present that she knows her mum will really like.

It's really lovely when you found something and you know that somebody's going to like it.

So yeah, I agree, I'd feel excited at that point.

But then Laura doesn't have enough money to buy a present for Andeep and I think I'd feel a bit sad if I didn't have enough money to buy the present I wanted to.

Let's a look at those keywords.

We had one that was regretful, didn't we? When we regretted something.

So we've got a situation there.

Andeep spends money on a toy and then wishes he'd bought something else.

So he might regret spending money on that toy and then not having money to buy something else that he really wants.

What about jealousy? Andeep buys a toy that Laura really wanted.

Hmm, so Laura might feel jealous that Andeep's got the toy that she wants and Andeep might feel a little bit guilty that he has got the toy and he knows that Laura really wants it.

What about Laura finding a one pound coin lying on the ground? Well, she might feel really happy.

Yay, I found one pound.

But then she might feel guilty, 'cause she knows it wasn't her one pound in the first place.

So she might feel a bit guilty about taking somebody else's one pound coin.

It's always worth thinking about that.

If you find a one pound coin in the classroom, it's quite probably belonging to one of your classmates.

So it might be good to hand it in to a teacher or another adult in the classroom.

But thinking about those feelings is important.

Money can make us feel a whole range of different emotions, depending on whether we've got it, we haven't got it, we've lost it, we've spent it, we haven't spent it.

Lots of different ways that money can make us feel.

So it's always worth having a really good think about what we do with our money and making sure that the feelings it gives us are the ones that we really want.

And we've come to the end of our lesson, thinking about money and how it makes us feel.

What have we been considering today then? Well, money can make people feel a range of emotions, including happiness or sadness and everything in between.

Spending money on other people can make people feel a range of emotions.

We can feel quite happy and excited when we've spent some money on a present for somebody else.

But spending money unwisely, so not thinking about it carefully, can lead to regret and unhappiness.

So it's always worth stopping to think first.

How are you going to feel when you've made that decision about your money? I've really enjoyed exploring feelings and money with you today.

I hope you have too and I hope we get to work together again soon.

Bye-bye.