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Year 4

Can I spend money playing online?

I can make informed choices about spending when playing online games.

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New
New
Year 4

Can I spend money playing online?

I can make informed choices about spending when playing online games.

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Lesson details

Key learning points

  1. Online games often use pretend tokens or coins for virtual purchases.
  2. Online gaming sometimes requests real money for virtual purchases.
  3. It’s important to check if the purchases made in online games are real.

Keywords

  • Purchase - To purchase is to buy something.

  • Currency - A currency is the system of money that is used in different places. For example, the United Kingdom uses pounds (£).

Common misconception

Pupils may believe that the purpose of the lesson is to get them to stop playing videogames.

Ensure that children understand that videogames are not inherently bad but that it is important to know what they're asking of you. The pupils wll have their own experiences to share about this.


To help you plan your year 4 financial education lesson on: Can I spend money playing online?, download all teaching resources for free and adapt to suit your pupils' needs...

Pupils will be undoubtedly excited about this lesson and want to talk about their favourite videogames. You might want to give them an agreed amount of time to do this at the start of the lesson so they can get it out of their system and focus on the key learning points.
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Teacher tip
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Equipment

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Content guidance

  • Depiction or discussion of sensitive content
supervision-level

Supervision

Adult supervision recommended

copyright

Licence

This content is © Oak National Academy Limited (2025), licensed on Open Government Licence version 3.0 except where otherwise stated. See Oak's terms & conditions (Collection 2).

Lesson video

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6 Questions

Q1.
Jun and Izzy have both bought a new game. Jun saved his pocket money. Izzy didn’t have enough and owes £4.50 to her Dad. Which one has borrowed money?
Correct answer: Izzy
Jun
Q2.
Izzy owes £4.50 to her Dad. How long will it take her to pay him back with this budget?
An image in a quiz
Correct Answer: 3 weeks, 3, three weeks, three
Q3.
Jun has borrowed £7.50 from his Dad. It will take him three weeks to pay him back. How much is he paying back each week?
Correct Answer: £2.50, 2.50, 2 pounds 50
Q4.
Match the card to the description
Correct Answer:Debit card,You must have enough money in your bank account.
tick

You must have enough money in your bank account.

Correct Answer:Credit card,You must be able to pay the money back later.
tick

You must be able to pay the money back later.

Q5.
What does it mean when a debit card is declined?
Correct answer: There is not enough money in the bank account.
The bank doesn’t like what you are buying.
Q6.
Which card might an adult use to book a family holiday for next year?
Correct answer: Credit card
Debit card
Correct answer: Either

6 Questions

Q1.
A game costs £40 to buy and £5 a month. Aisha wants to play for six months. Is it cheaper to buy it or to pay for each month?
Buy
Correct answer: Pay for each month.
Q2.
A game costs £40 to buy and £5 a month. Aisha wants to play for six months. How much will she save if she pays each month?
Correct Answer: £10, ten pounds
Q3.
Andeep bought a game for £24 and played it for five months. He could have paid £4 a month to play. Did Andeep save money by buying the game for £24?
Yes, he saved money.
Correct answer: No, he didn't save any money.
Q4.
Can Aisha spend her Battle Robot tokens in a shop?
An image in a quiz
Yes
Correct answer: No
Q5.
Jun has 400 game coins. Can he buy this special Battle Pack with them?
An image in a quiz
Yes
Correct answer: No
Q6.
Which offers need real money?
Correct Answer: An image in a quiz
An image in a quiz
An image in a quiz
An image in a quiz
Correct Answer: An image in a quiz
An image in a quiz