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New
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Year 9

How can we protect ourselves from fraud?

I can explain what fraud is, how to prevent fraud online and how to protect myself from scams.

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New
New
Year 9

How can we protect ourselves from fraud?

I can explain what fraud is, how to prevent fraud online and how to protect myself from scams.

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Lesson details

Key learning points

  1. Fraud is deception for financial gain, often through scams that steal money or personal information.
  2. Awareness of phishing, pharming, APP fraud and cryptocurrency fraud help protect financial security.
  3. Action Fraud and banks have teams to investigate fraud and support victims.
  4. Government campaigns like 'Stop! Think Fraud' educate the public on fraud prevention.
  5. Avoiding suspicious links, verifying payment sites and protecting financial details help prevent fraud.

Keywords

  • Fraud - when someone acts, lies or breaks trust to gain money or cause a loss; it's a broad term that covers different types of crimes; fraud can happen online, in person, or through letters or messages

  • Scam - a dishonest scheme designed to trick people into giving away money, personal information or valuables

Common misconception

When a bank phones you they will ask you to tell them all of your personal details.

Your bank will only ever ask you to disclose some of your personal details, never all of them. If you are asked for all of your details, it is a scam.


To help you plan your year 9 citizenship lesson on: How can we protect ourselves from fraud?, download all teaching resources for free and adapt to suit your pupils' needs...

Share some examples of recent scams, both online and via phone, to show pupils what to watch out for in their everyday lives. This will demonstrate how widespread scamming is and will teach pupils popular scams that they might encounter.
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Teacher tip
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Equipment

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Content guidance

  • Depiction or discussion of sensitive content
  • Depiction or discussion of serious crime
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Supervision

Adult supervision required

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Licence

This content is © Oak National Academy Limited (2025), licensed on Open Government Licence version 3.0 except where otherwise stated. See Oak's terms & conditions (Collection 2).

Lesson video

6 Questions

Q1.
What can borrowing money through credit cards lead to?
no extra costs
free rewards
Correct answer: high interest rates
Q2.
Governments might need to borrow money if their expenditure is more than their ...
budget
Correct answer: income
salary
Q3.
Which type of card allows you to spend directly from your bank account?
credit card
membership card
Correct answer: debit card
Q4.
Match the words to the correct definition.
Correct Answer:bank account ,a secure place to store, manage and access money
tick

a secure place to store, manage and access money

Correct Answer:interest,the extra money you have to pay when you borrow money, as a fee
tick

the extra money you have to pay when you borrow money, as a fee

Correct Answer:overdraft,when you spend more money than you have from your bank account
tick

when you spend more money than you have from your bank account

Correct Answer:loan,a sum of money you receive and agree to pay back with interest
tick

a sum of money you receive and agree to pay back with interest

Q5.
Forms of borrowing include short- and long-term loans, overdrafts and unions.
Correct Answer: credit
Q6.
Which is not a financially responsible reason to borrow money?
buy a house
attend university
Correct answer: buy a new game

6 Questions

Q1.
Which of the following is the purpose of Action Fraud?
to give away free gifts
to sell financial products
Correct answer: to investigate fraud
Correct answer: to support fraud victims
Q2.
Government campaigns like 'Stop! Think ' educate the public on fraud prevention.
Correct Answer: fraud
Q3.
What is a scam?
Correct answer: a dishonest scheme
a form of entertainment
a fun game
Q4.
Match the words to their correct definition.
Correct Answer:fraud,someone acts, lies or breaks trust to gain money or cause a loss
tick

someone acts, lies or breaks trust to gain money or cause a loss

Correct Answer:phishing,attempt to get sensitive information by pretending to be trustworthy
tick

attempt to get sensitive information by pretending to be trustworthy

Correct Answer:pharming,redirecting users from a legitimate website to a fraudulent one
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redirecting users from a legitimate website to a fraudulent one

Q5.
Awareness of phishing, pharming, APP fraud and __________ fraud helps protect financial security.
cyber
Correct answer: cryptocurrency
identity
financial
Q6.
When a bank phones you they will ask you to tell them __________ of your personal details.
all
Correct answer: some
none
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